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FHA loans are government-backed mortgages that offer low down payment options and more lenient credit score requirements.

Conventional loans are mortgage loans not backed by the government, such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA)

VA loans are a type of mortgage that is provided to military members, veterans, and eligible surviving spouses.

USDA loans are mortgages offered by the United States Department of Agriculture (USDA) to eligible low and moderate-income borrowers who wish to purchase or refinance a home in rural or suburban areas.